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ANKIT VALAFounder & CEO

Student membership

STUKAVACH

STUKAVACH is a student support and benefits membership operated by Stucare Innovation and Creation Private Limited, offering student-focused benefits for a ₹699 one-time joining fee and a ₹199 annual renewal fee. It is live at stukavach.com and as an app on the App Store and Google Play.
Category
Student membership
Launched
stukavach launch date
Written as
StuKavach
Live

Student support and benefits membership

A student support and benefits membership with a ₹699 one-time joining fee and a ₹199 annual renewal fee.

01Key facts

STUKAVACH at a glance

Operated by
Stucare Innovation and Creation Private Limited
Joining fee
₹699, one-time
Annual renewal
₹199 per year
Category
Student support and benefits membership
What it is
A membership giving students access to a defined set of support benefits
What it is not
Not an insurance product. STUKAVACH does not provide insurance of any kind.
Support hours
24-hour member support
Terms
LINK TO FULL MEMBERSHIP TERMS DOCUMENT
Website
https://stukavach.com/
Status
Live
Apps
Available on the App Store and Google Play

02About

About STUKAVACH

STUKAVACH is a student support and benefits membership operated by Stucare Innovation and Creation Private Limited. A student joins once for ₹699 and renews each year for ₹199.

Membership gives a student access to a defined set of benefits: emergency education and financial support, scholarships, loan guidance, student discounts, STUQUIZ Premium and 24-hour support.

The scope and limits of each benefit are set by the membership terms published by Stucare Innovation and Creation Private Limited. Where those terms have not yet been supplied for this page, the field is marked as awaiting content rather than filled in with an assumption.

03Problem and response

Why it exists

The problem

A student's costs do not arrive evenly. Fees, materials and emergencies land at their own pace, and the options a student has in that moment are usually informal ones.

Scholarships, education loans and student discounts all exist. Finding them, understanding them and acting on them at the right time is the part that fails.

The response

STUKAVACH puts that support behind a single membership. The student pays a ₹699 one-time joining fee and a ₹199 annual renewal fee, and the benefits sit in one place instead of being assembled from scratch each time.

Support runs on a 24-hour basis, and STUQUIZ Premium is included so the membership carries a learning benefit as well as a financial one.

04Membership fees

What it costs to join

Joining

₹699One-time

The one-time fee to join STUKAVACH and activate membership benefits.

Includes

  • Emergency education support
  • Emergency financial support
  • STUQUIZ Premium benefit
  • Scholarships
  • Loan guidance
  • Student discounts
  • 24-hour support

WHAT THE ₹699 JOINING FEE COVERS FOR THE FIRST YEAR, AND WHEN THE FIRST RENEWAL FALLS DUE

Annual renewal

₹199Per year

The yearly fee to keep a STUKAVACH membership active after joining.

Includes

  • Emergency education support
  • Emergency financial support
  • STUQUIZ Premium benefit
  • Scholarships
  • Loan guidance
  • Student discounts
  • 24-hour support

STUKAVACH RENEWAL WINDOW, GRACE PERIOD AND REINSTATEMENT RULE

05Benefits

What a member gets

Emergency Support

  • Emergency education support

    Support for a member facing an education emergency. CONFIRMED SCOPE, LIMITS AND HOW EMERGENCY EDUCATION SUPPORT IS PROVIDED

  • Emergency financial support

    Support for a member facing a financial emergency connected to their studies. CONFIRMED SCOPE, AMOUNT LIMITS AND ELIGIBILITY FOR EMERGENCY FINANCIAL SUPPORT

Learning

  • STUQUIZ Premium

    STUQUIZ Premium is included as a STUKAVACH member benefit. WHAT STUQUIZ PREMIUM INCLUDES FOR A MEMBER

Education Funding

  • Scholarships

    Access to scholarships through the membership. CONFIRMED SCHOLARSHIP DETAIL - WHO AWARDS IT, HOW A MEMBER APPLIES AND HOW MANY ARE AWARDED

  • Loan guidance

    Guidance on education loans for members. This is guidance only. CONFIRMED SCOPE OF LOAN GUIDANCE AND WHETHER ANY LENDER IS INVOLVED

Savings

  • Student discounts

    Discounts available to members. CONFIRMED DISCOUNT CATEGORIES, PARTICIPATING BRANDS AND DISCOUNT RANGE

Member Support

  • 24-hour support

    Member support available on a 24-hour basis. CONFIRMED SUPPORT CHANNELS AND RESPONSE TIMES

Further benefits

  • ANY FURTHER CONFIRMED STUKAVACH BENEFITS

    ANY FURTHER CONFIRMED STUKAVACH BENEFITS AND THEIR SCOPE

06Who it is for

Who STUKAVACH is built for

  • Students

    Students who want the membership benefits available in one place for a fixed annual cost.

  • Parents and guardians

    WHETHER A PARENT OR GUARDIAN CAN JOIN STUKAVACH ON BEHALF OF A STUDENT

  • Schools and student groups

    WHETHER SCHOOLS OR STUDENT GROUPS CAN ENROL MEMBERS IN BULK, AND ON WHAT TERMS

07Membership detail

Joining, terms and policies

These are commitments to a member, so nothing here is published until the operating company confirms it.

Eligibility

  • STUKAVACH ELIGIBILITY - WHO CAN JOIN
  • STUKAVACH AGE OR ENROLMENT REQUIREMENT
  • STUKAVACH GEOGRAPHY - WHICH STATES OR COUNTRIES A MEMBER CAN JOIN FROM
  • WHETHER A PARENT OR GUARDIAN MUST CONSENT WHEN THE STUDENT IS A MINOR

Documents required

  • PROOF OF STUDENT ENROLMENT REQUIRED AT JOINING
  • IDENTITY DOCUMENT REQUIRED AT JOINING
  • DOCUMENTS A MEMBER MUST SUBMIT WHEN REQUESTING A BENEFIT
  • WHETHER A PARENT OR GUARDIAN SIGNATURE IS REQUIRED FOR A MINOR

Membership terms

  • STUKAVACH MEMBERSHIP TERM LENGTH AND THE DATE FROM WHICH IT STARTS
  • STUKAVACH BENEFIT LIMITS PER MEMBER PER YEAR
  • ANY WAITING PERIOD BEFORE A STUKAVACH BENEFIT BECOMES AVAILABLE
  • STUKAVACH CANCELLATION AND TERMINATION TERMS
  • LINK TO FULL MEMBERSHIP TERMS DOCUMENT

Policies

Refund terms

STUKAVACH REFUND TERMS - WHETHER THE ₹699 JOINING FEE IS REFUNDABLE, WITHIN WHAT PERIOD AND HOW A REFUND IS REQUESTED

Renewal terms

STUKAVACH RENEWAL TERMS - RENEWAL WINDOW, GRACE PERIOD AND WHAT HAPPENS IF A MEMBER DOES NOT PAY THE ₹199 RENEWAL FEE

Benefit request process

STUKAVACH BENEFIT REQUEST PROCESS - HOW A MEMBER REQUESTS A BENEFIT, WHO REVIEWS THE REQUEST, WHAT DOCUMENTS ARE NEEDED AND THE TURNAROUND TIME

Grievance redressal

STUKAVACH GRIEVANCE REDRESSAL PROCESS - NAMED CONTACT POINT, ESCALATION PATH AND RESPONSE TIME

08Technology

How it is built

  • STUKAVACH MEMBERSHIP PLATFORM AND PAYMENT TECHNOLOGY

09Founder story

The founder story

STUKAVACH is operated by Stucare Innovation and Creation Private Limited, founded by Ankit Vala, who serves as founder and director alongside Krishna Ashokbhai Vala.

11Questions

STUKAVACH - questions answered

What is STUKAVACH?

STUKAVACH is a student support and benefits membership operated by Stucare Innovation and Creation Private Limited. It has a one-time joining fee of ₹699 and an annual renewal fee of ₹199. Membership gives a student access to emergency education and financial support, scholarships, loan guidance, student discounts, STUQUIZ Premium and 24-hour support.

Is STUKAVACH insurance?

No. STUKAVACH is a student support and benefits membership operated by Stucare Innovation and Creation Private Limited, and it is not an insurance product. It does not provide insurance of any kind. Members pay a joining fee and an annual renewal fee to access a defined set of student benefits, subject to the membership terms published by the company.

Who operates STUKAVACH?

STUKAVACH is operated by Stucare Innovation and Creation Private Limited, an education and digital solutions company in Dahisar East, Mumbai. The company was incorporated on 30 April 2025 and its CIN is U85500MH2025PTC447136. Its directors and promoters are Ankit Ashokbhai Vala and Krishna Ashokbhai Vala.

How much does STUKAVACH cost?

STUKAVACH has a one-time joining fee of ₹699 and an annual renewal fee of ₹199. Both amounts are set by Stucare Innovation and Creation Private Limited. Whether any other charge applies has not been published, so members should check the company's membership terms before joining.

What is the STUKAVACH renewal fee?

The STUKAVACH renewal fee is ₹199 a year, paid to keep the membership active after the one-time joining fee of ₹699. The renewal window, any grace period and what happens if a member does not renew have not been published by Stucare Innovation and Creation Private Limited.

What benefits does a STUKAVACH member get?

A STUKAVACH member gets emergency education support, emergency financial support, STUQUIZ Premium, scholarships, loan guidance, student discounts and 24-hour support. These are the benefits published by Stucare Innovation and Creation Private Limited. The scope, limits and request process for each benefit are governed by the company's membership terms.

Does STUKAVACH include STUQUIZ Premium?

Yes. STUQUIZ Premium is included as a STUKAVACH member benefit. STUQUIZ is the student quiz and interactive learning initiative run by Stucare Innovation and Creation Private Limited, the same company that operates STUKAVACH. What STUQUIZ Premium includes beyond standard STUQUIZ access has not been published.

Who can join STUKAVACH?

STUKAVACH is a student-focused membership operated by Stucare Innovation and Creation Private Limited. The exact eligibility rules, including any age requirement, enrolment status and the states or countries a member can join from, have not been published. Anyone wanting to confirm whether they qualify should contact the company.

How do you join STUKAVACH?

Joining STUKAVACH requires a one-time fee of ₹699, followed by ₹199 a year to renew the membership. The step-by-step joining process, the documents a student must submit and the payment methods accepted have not been published by Stucare Innovation and Creation Private Limited. The company should be contacted directly to start a membership.

How do you contact STUKAVACH support?

STUKAVACH membership includes 24-hour support provided by Stucare Innovation and Creation Private Limited. The dedicated support channels and response times for members have not been published separately from the company's general contact details. Members should use the contact details supplied to them when they join.